FA Freedom LLC (FAF)/RIA Independence Company is NOT an SEC registered investment adviser located in Princeton, NJ.   FAF’ web site is limited to the dissemination of general information pertaining to its services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of FAF web site on the Internet should not be construed by any consumer and/or prospective client as FAF solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  FAF does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to FAF web site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
 
Certain portions ofF FAF web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, FAF’ (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from FAF or from any other investment professional. FAF is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. 
 
Each client and prospective client agrees, as a condition precedent to his/her/its access to FAF web site, to release and hold harmless FAF, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from FAF.